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Fast Secured Homeowner Loans at Lowest Rates

WE FIND YOU THE BEST UK HOMEOWNER LOAN FAST

Need to consolidate your debt, improve your home or just need a low-rate cash loan?

If you are a UK home owner with an existing mortgage you qualify, even with an adverse credit history and CCJ's.

Self - employed accepted
Bad credit - poor credit rating accepted
5 month payment-free period available in most cases
Fast decision

Main purpose of loan

Loan amount
£

Residential status

About you

Title

First name

Surname

Address

Town/City & County

Post code

Time at current address

E-mail

Phone (Area code & number)

Mobile

Best time to call

Date of birth

Mothers maiden name

Marital status

Gross annual income (before tax)
£

Additional income
£

Source of additional income

Employment status

Occupation

Time in present job

Have you got permanent resident rights in the UK?

Mortgage

Present mortgage company

Monthly repayment
£

Total outstanding balance
£

Type of mortgage

Term remaining

Have you had a previous mortgage?
Yes No

Any other loans against the property?

Any arrears on your mortgage in the last 12 months?

Property

Property type

Construction

Bedrooms

Property value
£

Original purchase price
£

Purchase date

Was property owned by council?

Is property jointly owned?

If married, living with partner or property jointly owned, please confirm partner details:
Title	First name	Surname
Maiden name	Date of birth	Phone (incl. area code)
Employment status	Annual income before tax £	Time in present job	Have you got permanent resident rights in the UK?

I understand and accept the data protection terms and conditions

Secured Homeowner Loans

A secured homeowner loan is a loan that is secured against the equity on your home in addition to your first mortgage. This type of loan is also known as a second charge loan, or second mortgage. It is important to understand that if there is no first mortgage (you own your home outright) a second charge loan or second mortgage cannot be registered against the property.

The amount you will be able to borrow, and the Annual Percentage Rate ( APR ) charged, will depend upon your income, the equity available and a number of other factors such as your employment status, credit rating etc. Generally, the interest rate will be lower than any form of loan that is not secured, but slightly higher than the rate on a first mortgage.

Secured homeowner loans are generally easier to obtain than other forms of loans that are not secured. The lender has more security in the event of default, and the borrower benefits from this with a lower interest rate, as well as being able to obtain a loan even if self-employed and self certified, with poor credit rating and/or with CCJ's (County Court Judgements).

Complete or quick and easy one-page application form and we will find you the best secured homeowner loan for your personal circumstances. We work with leading UK loan providers and our services are free and without obligation. Your privacy is important to us - see our Privacy Policy for details.

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Please consider carefully before you secure debts against your home. Be aware that your home may be repossessed should you fail to maintain repayments on any loan secured against the property.
Granting of loans are subject to personal status and secured on residential property by way of second charge. Minimum age 18 yrs.