Second Mortgage Loans at Loan-Approval

Second Mortgage Loans for UK Homeowners

WE WILL QUICKLY FIND THE BEST SECOND MORTGAGE FOR YOU

If you need a 2nd mortgage (second charge loan) for home improvement or to consolidate your debt we can help.

Apply online now. Adverse credit history, previous arrears, self-employed and self certified accepted.
  • Bad credit, CCJs, self-employed welcome
  • Apply online - free with no obligation
  • Optional 5 month payment holiday for most applicants
Apply for second charge loan
2nd mortgage approved
Main purpose of loan
 Loan amount
£ 		Residential status
About you
Title
 First name
 Surname
Address
 Town/City & County
Post code
 Time at current address
E-mail

 Phone (Area code & number)

 Mobile
Best time to call
Date of birth
 Mothers maiden name
 Marital status
Gross annual income (before tax)
£ 		Additional income
£ 		Source of additional income

Employment status

 Occupation
 Time in present job
 Have you got permanent resident rights in the UK?

 

Mortgage
Present mortgage company
 Monthly repayment
£ 		Total outstanding balance
£
Type of mortgage
 Term remaining
 Have you had a previous mortgage?
Any arrears on your mortgage in the last 12 months?

 

Property
Property type
 Construction
 Bedrooms
Property value
£ 		Original purchase price
£ 		Purchase date
Was property owned by council?
Is property jointly owned?
  
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Second Mortgage

A second mortgage, or second charge loan, is a loan that is secured against the equity of a residential property in addition to the first mortgage. If there is no existing mortgage on your home, a second mortgage cannot be granted.

The second mortgage is subordinate to the first, and is paid off only after the first mortgage has been paid upon the sale of the property. Because this increases the risk to the lender, the interest rate (APR) is slightly higher than the rate on a first mortgage, but considerably lower than the rate charged on a loan that is not secured.

A second mortgage loan is most commonly used for debt consolidation and home improvement, but is not limited to this. As the loan is paid out in a lump sum to the borrower, the funds can be applied as the borrower sees fit.

Let us find you the best and cheapest 2nd mortgage loan quickly. Simply fill in our easy one-page application form, and we will find the loan provider that can offer you the best deal. There is no obligation or fees attached to this service. We work with leading loans providers in the UK. We value and respect your privacy - see our Privacy Policy.
     

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Please consider carefully before you secure debts against your home. Be aware that your home may be repossessed should you fail to maintain repayments on any loan secured against the property.
Granting of loans are subject to personal status and secured on residential property by way of second charge. Minimum age 18 yrs.

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Second Mortgage Loans