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Cheap Loans / Low APR Loans
We are well-placed to find you the cheapest loan available in the UK as we work with a variety of leading loans providers. We specialise in homeowner loans in the UK, and have lenders who can offer you the lowest rates or APR (Annual Percentage Rate) available in the market.
Cheap loans are offered by lenders as the loan is secured against the equity of your home. The available equity is the difference between the current market value of the property and the outstanding balance on the mortgage. Low cost loans can therefore be offered as the risk to the lender is reduced significantly as opposed to a personal loan that is not secured. The loan is registered as a second mortgage, therefore there has to be an existing mortgage on the house.
How cheap the loan is, or the APR applied, is dependent on a variety of factors. Your personal circumstances and the equity available on the property will influence the final calculation of the interest rate to be applied. For this reason we need all the details required on the application to assess which lender will be able to offer you the best and cheapest loan.
We will find you the best and cheapest loan without any fees or obligation to you. Low APR loans are available to all UK applicants who own a home with an existing mortgage. Self- employed and self-certified applicants are welcome, as well as those who have a bad credit history, arrears and/or CCJs (County Court Judgements).
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